Budgeting tools
Stay on top of cash flow, budgets, and project expenses with customisable spending limits and real-time transaction data
Manage multiple currencies
Make international payments and receive funds in 38 currencies, ready to convert whenever best suits your business, all from a single set of account details.
Make tax prep easy
With CNIW Fincorp prepaid cards, clearly define business transactions, simplifying tax preparation and streamlining day-to-day spending.
The startup bank account alternative
With a multi-currency business account from CNIW Fincorp, centralise everyday transactions, improve cashflow visibility, and expand into new global territories with ease.
An account built for business growth
-
Real-time data - Track business expenses and spending in real time and make informed decisions based on current cash flow status.
-
Account roles - Customise access permissions for individual team members based on their responsibilities to keep sensitive financial data private.
-
Collaborative bookkeeping - With unlimited users and no individual credit checks, empower every employee within your business to budget, spend, and reconcile. Identity and residence verification may be required.
Our features most loved by start ups
-
Faster transfers - Make same-day domestic and international payments with connections to UK Faster Payments, SWIFT, and SEPA.
-
Fraud prevention - Ensure appropriate business spending and reduce the risk of unauthorised transactions with ATM blocks (cash withdrawals), merchant blocks, and fund requests.
-
24/7 access - Manage your business' everyday transactions anytime with our easy-to-use online platform and from anywhere with the CNIW Fincorp mobile app.
CNIW Fincorp has become a one-stop shop for all our foreign currency payment needs. As an international business, we are exposed to payments in multiple currencies. CNIW Fincorp allows us to maintain multi-currency accounts and manage our FX exposure by providing competitive conversion rates.
Through our partnership with CNIW Fincorp, we have been able to expand the number of currencies we offer our clients, enabling them to hold their trading accounts in a wide range of currencies.
Do business around the world
With cniw fincorp account, you can make international payments in the following 38 currencies:
What is a start up business account?
A start up business account is often a specialised bank account designed for newly established companies and entrepreneurs. These accounts provide essential functionality and key features, including basic transactional capabilities, tools to track income and expenses, online banking/ digital banking/ mobile app compatibility, and often, features like accounting software integration.
This type of account helps startups efficiently manage their finances, separate personal and business transactions, and build a financial foundation for growth.
As mentioned, CNIW Fincorp account is not a bank account. However, it shares the aforementioned functionality, making it a great business bank account alternative.
What currencies does CNIW Fincorp support?
An account with CNIW Fincorp provides access to 140 global currencies.
However, some currencies can be used for certain features only.
The 21 card-supported currencies are:
GBP, EUR, USD, AUD, CAD, CHF, CZK, DKK, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, TRY, ZAR, AED.
The CNIW Fincorp account offers a multi-currency IBAN, which supports the following 38 currencies:
AED, AUD, BBD, BGN, BHD, CAD, CHF, CZK, DKK, EUR, GBP, GHS, HKD, HUF, ILS, JPY, KES, MWK, MXN, NOK, NZD, OMR, PHP, PKR, PLN, QAR, RON, SAR, SEK, SGD, THB, TND, TRY, TTD, UGX, USD, ZAR, ZMW.
In-platform outbound wire payments can be made in the following 61 currencies:
AED, AUD, BBD, BDT, BGN, BHD, BWP, CAD, CHF, CNY, CZK, DKK, ETB, EUR, GBP, GHS, GMD, HKD, HUF, ILS, INR, JOD, JPY, KES, KRW, KWD, LKR, MAD, MGA, MUR, MWK, MXN, MZN, NGN, NOK, NPR, NZD OMR, PGK PHP, PKR, PLN, QAR, RON, RWF SAR, SEK, SGD, THB , TND, TRY, TTD, TZS, UGX, USD, XAF, XCD, XOF, ZAR, NAD, ZMW.
Is CNIW Fincorp business account a bank account?
No, an Equals Money account is not a business bank account. However, as both types of accounts help separate business finances from personal finances, allowing better financial management, transparency, and control, it can be considered a business bank account alternative.
Please note, because Equals Money accounts don't fall under FSCS, your money is protected via safeguarding. Your funds are held in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see our FAQs for more information.
How we keep your money safe
Because CNIW Fincorp accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.
