Simplify accounting
Stay on top of cash flow and ensure accurate tracking of revenue, expenses, and operational costs with real-time transaction data.
Multi-currency IBANs
Send and receive money in 38 currencies with a single set of account details, ready to convert whenever best suits your business.
Manage your spend
Streamline purchasing and everyday transactions with CNIW Fincorp cards, offering customisable spending limits and advanced management features.
The business bank account alternative
Our business platform and multi-currency account improves organisation-wide spending cash flow visibility, and expand into new global territories with ease.
Business transactions made simple
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Prevent unauthorised spending - With account roles based on responsibilities, funds requests, and real-time transaction data, know exactly what teams are spending and where.
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Granular control - Break down budgets by department, project, and more with Balances to create a natural, granular reporting framework, ready for your finance team.
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Seamless account matching - Integrate with accounting software such as Xero and automatically export purchase data, eliminating manual processes.
Expense cards to keep business finances separate
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No more reimbursements - Remove the lengthy reimbursement process and out-of-pocket expenses with fund requests and instant-issue cards.
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Fraud prevention - Ensure spending is compliant and reduce the risk of unauthorised transactions with ATM blocks, merchant blocks, and fund requests.
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Global acceptance - Compatible with 21 global currencies, use CNIW Fincorp cards in over 190 countries around the world, wherever Mastercard is accepted.
CNIW Fincorp has become a one-stop shop for all our foreign currency payment needs. As an international business, we are exposed to payments in multiple currencies. CNIW Fincorp allows us to maintain multi-currency accounts and manage our FX exposure by providing competitive conversion rates.
Through our partnership with CNIW Fincorp, we have been able to expand the number of currencies we offer our clients, enabling them to hold their trading accounts in a wide range of currencies.
Do business around the world
With cniw fincorp account, you can make international payments in the following 38 currencies:
Is CNIW Fincorp business account a bank account?
No, CNIW Fincorp account is not a business bank account. However, as both types of accounts help separate business finances from personal finances, allowing better financial management, transparency, and control, it can be considered a business bank account alternative.
Please note, because CNIW Fincorp accounts don't fall under FSCS, your money is protected via safeguarding. Your funds are held in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see our FAQs for more information.
What is a business current account?
A business current account is a type of bank account designed specifically for businesses to manage their daily financial transactions.
Businesses use these accounts for paying suppliers, receiving payments from clients, and handling payroll.
As mentioned, a CNIW Fincorp account is not a bank account. However, it shares the aforementioned functionality, making it a great businessbank account alternative.
What currencies does CNIW Fincorp support?
An account with CNIW Fincorp provides access to 140 global currencies.
However, some currencies can be used for certain features only.
The 21 card-supported currencies are:
GBP, EUR, USD, AUD, CAD, CHF, CZK, DKK, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, TRY, ZAR, AED.
The CNIW Fincorp account offers a multi-currency IBAN, which supports the following 38 currencies:
AED, AUD, BBD, BGN, BHD, CAD, CHF, CZK, DKK, EUR, GBP, GHS, HKD, HUF, ILS, JPY, KES, MWK, MXN, NOK, NZD, OMR, PHP, PKR, PLN, QAR, RON, SAR, SEK, SGD, THB, TND, TRY, TTD, UGX, USD, ZAR, ZMW.
In-platform outbound wire payments can be made in the following 61 currencies:
AED, AUD, BBD, BDT, BGN, BHD, BWP, CAD, CHF, CNY, CZK, DKK, ETB, EUR, GBP, GHS, GMD, HKD, HUF, ILS, INR, JOD, JPY, KES, KRW, KWD, LKR, MAD, MGA, MUR, MWK, MXN, MZN, NGN, NOK, NPR, NZD OMR, PGK PHP, PKR, PLN, QAR, RON, RWF SAR, SEK, SGD, THB , TND, TRY, TTD, TZS, UGX, USD, XAF, XCD, XOF, ZAR, NAD, ZMW.
How we keep your money safe
Because CNIW Fincorp accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.
