Ecommerce
Controlled spending
Stay on budget with customisable spending limits, transaction limits, and real-time transaction data.
Platform compatibility
With prepaid and debit card options available, seamlessly manage recurring expenses such as Ecommerce platform subscriptions, digital ad spend, and more.
Multi-currency IBAN
Pay global distributors and receive payments in up to 38 currencies, ready to convert whenever best suits your business.
Digital spend with control & visibility
With Equals Money, securely manage online payments and Ecommerce subscriptions with virtual expense cards, order physical cards for in-person spending, and receive funds in up to 38 currencies, without the need for conversion - all from a digital platform built for seamless spend management.
The account for efficient global Ecommerce
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Faster settlements - With connections to SWIFT, SEPA, and UK Faster Payments, make same-day and next-working-day transfers to reduce supply chain interruptions and delays.
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Lock in exchange rates - Fix current exchange rates for payments up to 24 months in advance and mitigate the risk of currency fluctuations with forward contracts.
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Seamless reconciliation - Integrate with accounting software such as Xero and automatically push purchase data to match accounts effortlessly.
Unlimited users on all plans
Our mission is to provide a superior method for handling your business finances, and that commitment starts with our fair and clear pricing structure.
Pay monthly
Pay yearly SAVE 17%
£ 300 £250 yearly SAVE 17%
1 - 20 cards
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Issue up to 20 physical cards
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Unlimited platform users
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Up to 50 virtual cards - free
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Free to use in 21 major currencies
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£10 per physical card - one-off fee
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Cash withdrawals - £1.50
£25 monthly
£ 420 £350 yearly SAVE 17%
21 - 50 cards
£35 monthly
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Issue up to 50 physical cards
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Unlimited platform users
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Up to 100 virtual cards - free
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Free to use in 21 major currencies
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£10 per physical card - one-off fee
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Cash withdrawals - £1.50
51+ cards
Custom pricing
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Issue more than 50 cards
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Unlimited platform users
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More than 100 virtual cards
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Free to use in 21 major currencies
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Custom issuance fees
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Cash withdrawals - £1.50
Our platform is for all types of businesses
Leverage virtual cards for Ecommerce platform subscriptions, supplier payments, and shipping costs, while efficiently controlling spend and transactions across various currencies.
Dropshipping
Use virtual cards to centralise digital ad spend across multiple platforms (such as Google Ads, TikTok Ads, and more), improving budget control and spend visibility.
Digital Marketing Agencies
Manage international supplier payments with same-day and next-working-day transfers, simplifying cross-border operations and avoiding supply chain interruptions.
Global Retailers
Utilise multi-currency accounts to handle global payments and virtual cards to fund subscriptions, reducing the need for conversion and streamlining international payments.
SaaS
Enable digital and in-person spending around the world with physical Equals Money cards, which can be used in over 190 countries, wherever Mastercard is accepted.
Luxury Goods Retailers
Centralise spend for digital tools, advertising, and international instructor payments, utilising Equals Money to streamline operations and manage global transactions efficiently.
Online Education
What currencies does CNIW Fincorp support?
An account with CNIW Fincorp provides access to 140 global currencies. However, some currencies can be used for certain features only.
The 20 card-supported currencles are:
GBP, EUR, USD, AUD, CAD, CHF, CZK, DKK, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, TRY, ZAR.The Equals Money account offers a multi-currency IBAN, which supports the following 38 currencles:
AED, AUD, BBD, BHD, CAD, CHF, CZK, DKK, EUR, GBP, GHS, HKD, HUF, ILS, JPY, KES, MWK, MXN, NOK, NZD, OMR, PHP, PKR, PLN, QAR, RON, SAR, SEK, SGD, THB, TND, TRY, TTD, UGX, USD, ZAR, ZMW.
In-platform outbound wire payments can be made In the following 61 currencles: AED, AUD, BBD, BDT, BHD, BWP, CAD, CHF, CNY, CZK, DKK, ETB, EUR, GBP, GHS, GMD, HKD, HUF, ILS, INR, JOD, JPY, KES, KRW, KWD, LKR, MAD, MGA, MUR, MWK, MXN, MZN, NGN, NOK, NPR, NZD OMR, PGK PHP, PKR, PLN, QAR, RON, RWF, SAR, SEK, SGD, THB ,TND, TRY, TTD, TZS, UGX, USD, XAF, XCD, XOF, ZAR, NAD, ZMW.
What do you mean by Ecommerce?
Ecommerce, or electronic commerce (sometimes also written as E-commerce or eCommerce), refers to the buying and selling of goods or services over the internet. It encompasses a wide range of online transactions between businesses, consumers, and even governments.
The core of e-commerce lies in the use of websites, mobile apps, and other digital platforms to facilitate sales and payments, often providing convenience, speed, and global accessibility compared to traditional brick-and-mortar stores.
What are the main types of ecommerce businesses?
Ecommerce businesses can be categorised into several types based on their target customers and business models.
Business-to-Consumer (B2C) is the most common type, where businesses sell directly to consumers. Business-to-Business (B2B) involves companies selling products or services to other businesses.
Direct-to-Consumer (D2C) is a rising trend, where manufacturers bypass traditional retailers and sell directly to the end-user. Each type offers unique ways for businesses and consumers to interact online.
Expert, human support
Our team of experienced account managers are on-hand to ensure you get all you need from CNIW Fincorp. They will get to know your business, your teams, and your goals, tailoring our services to best suit your needs and arranging demos of our platforms.
How we keep your money safe
Because CNIW Fincorp accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.
