Expense management
Online or in-app
Enable employee spend with our cards, app, and online platform.
Real-time tracking
Review transactions, capture receipts, and instantly pause or resume cards.
Integrate with Xero
We connect with accounting software such as Xero and push data to match accounts effortlessly.
Manage multi-currencies
Use over 190 currencies wherever Mastercard is accepted.
Start and pause cards
You and your team and start and pause cards instantly.
Account support
Easily connect with our account management team to support your business needs.
Our cards platform integrates with Xero
Our platform syncs your CNIW Fincorp transaction data directly into Xero daily, providing a seamless, real-time overview of your finances.
-
Save time with automatic bank feeds, removing manual, time-consuming imports and allowing focus on more strategic tasks.
​
-
Reduce errors by eliminating manual data entry; our integration automatically pushes purchase data to Xero, minimising the risk of human error.
​
-
Get real-time control of cash flow with a single view of spending, removing the need for manual statement reports.

Unlimited users on all plans
Our mission is to provide a superior method for handling your business finances, and that commitment starts with our fair and clear pricing structure.
Pay monthly
Pay yearly SAVE 17%
£ 300 £250 yearly SAVE 17%
1 - 20 cards
-
Issue up to 20 physical cards
-
Unlimited platform users
-
Up to 50 virtual cards - free
-
Free to use in 21 major currencies
-
£10 per physical card - one-off fee
-
Cash withdrawals - £1.50
£25 monthly
£ 420 £350 yearly SAVE 17%
21 - 50 cards
£35 monthly
-
Issue up to 50 physical cards
-
Unlimited platform users
-
Up to 100 virtual cards - free
-
Free to use in 21 major currencies
-
£10 per physical card - one-off fee
-
Cash withdrawals - £1.50
51+ cards
Custom pricing
-
Issue more than 50 cards
-
Unlimited platform users
-
More than 100 virtual cards
-
Free to use in 21 major currencies
-
Custom issuance fees
-
Cash withdrawals - £1.50
Expense management software that gives you control.
Effortlessly manage your team's spending through the seamless integration of our expense cards and online platform.
​
Our platform provides complete oversight and control of all transactions through real-time data. This allows you to meticulously track purchases and expenditure, guaranteeing adherence to fully customizable spending limits that can be defined for any period or project scope.
Even with fully decentralized operations, our platform provides centralized oversight to ensure all spending aligns with your budgets.

Expert, human support
Our team of experienced account managers are on-hand to ensure you get all you need from CNIW Fincorp. They will get to know your business, your teams, and your goals, tailoring our services to best suit your needs and arranging demos of our platforms.
​
How we keep your money safe
Because CNIW Fincorp accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.










