Team spending with total control
Virtual cards from Equals Money empower your team to spend, stay on budget, and define clear spending channels.
Complete visibility
Keep your team on budget with customisable individual spending limits, transaction limits, and real-time transaction data.
Defined spending
Business spending via virtual cards has clear purpose, limits, and reporting: instantly create cards to define funds for departments, projects, and more.
Easy reconciliation
Integrate with accounting software such as Xero and push purchase data to match accounts effortlessly.
Streamline expenses with virtual corporate cards
Securely manage online payments and subscriptions with virtual business expense cards. Issue cards instantly, set specific spending limits, and track every transaction in real-time—all from a digital platform built for seamless expense management.
What are Virtual cards?
Virtual cards are digital versions of plastic or metal payment cards you might have in your wallet. Virtual cards from Equals Money can take a couple forms: Individual cards for transactions associated with a specific person and shared cards for transactions belonging to several people, such as a specific team or department.
Virtual cards are recommended for making any type of payment that you know will always take place online. They can be easily created for whatever purpose your business requires, with the ability to start spending straight away.
Shared virtual cards from Equals Money are virtual payment cards that are designed for transactions belonging to several people, such as specific teams, projects, or departments.
Each card can be attached to a specific balance, a money management feature on the Equals Money platform, to define budgets, implement limits, and create a natural, granular reporting framework. For example, within your marketing Balance you can have a Shared card for each ad platform your team uses, such as Google Ads or Facebook Ads.
Our cards platform integrates with Xero
Our platform syncs your Equals Money transaction data directly into Xero daily, providing a seamless, real-time overview of your finances.
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Save time with automatic bank feeds, removing manual, time-consuming imports and allowing focus on more strategic tasks.
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Reduce errors by eliminating manual data entry; our integration automatically pushes purchase data to Xero, minimising the risk of human error.
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Get real-time control of cash flow with a single view of spending, removing the need for manual statement reports.
Unlimited users on all plans
Our mission is to provide a superior method for handling your business finances, and that commitment starts with our fair and clear pricing structure.
Pay monthly
Pay yearly SAVE 17%
£ 300 £250 yearly SAVE 17%
1 - 20 cards
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Issue up to 20 physical cards
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Unlimited platform users
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Up to 50 virtual cards - free
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Free to use in 21 major currencies
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£10 per physical card - one-off fee
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Cash withdrawals - £1.50
£25 monthly
£ 420 £350 yearly SAVE 17%
21 - 50 cards
£35 monthly
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Issue up to 50 physical cards
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Unlimited platform users
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Up to 100 virtual cards - free
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Free to use in 21 major currencies
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£10 per physical card - one-off fee
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Cash withdrawals - £1.50
51+ cards
Custom pricing
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Issue more than 50 cards
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Unlimited platform users
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More than 100 virtual cards
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Free to use in 21 major currencies
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Custom issuance fees
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Cash withdrawals - £1.50
How we keep your money safe
Because CNIW Fincorp accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.
