Debit expense cards
Take control of your company's expenses by giving your employees Equals Money business debit cards to use around the world with great rates and individual spending limits.
Multi-currency
Load with 21 different currencies and get unlimited multi-currency debit cards, with no monthly fees.
Total visibility
Keep your team on budget with customisable spending limits, transaction limits, and real-time transaction data.
Ad platform compatibility
Manage spend for Google Ads, Facebook Ads, LinkedIn Ads, and more.
See all your business debit card transactions
Manage company finances seamlessly with business debit cards. Instantly access funds, keep spending under control, and monitor transactions effortlessly—all through a platform that adapts to the pace of your business.
Empower team spending
The perfect alternative to traditional company credit cards, Equals Money debit expense cards are the spending solution for your business.
Enhance visibility and control of your teams’ business spend with real-time transaction data, see exactly what your teams are spending and where on a centralised platform.
Empower every member of your organisation with the ability to spend. Increase staff autonomy with no individual credit checks for employees and unlimited instant-issue virtual cards. Identity and residence verification may be required.
Our cards platform integrates with Xero
Our platform syncs your Equals Money transaction data directly into Xero daily, providing a seamless, real-time overview of your finances.
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Save time with automatic bank feeds, removing manual, time-consuming imports and allowing focus on more strategic tasks.
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Reduce errors by eliminating manual data entry; our integration automatically pushes purchase data to Xero, minimising the risk of human error.
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Get real-time control of cash flow with a single view of spending, removing the need for manual statement reports.
Unlimited users on all plans
Our mission is to provide a superior method for handling your business finances, and that commitment starts with our fair and clear pricing structure.
Pay monthly
Pay yearly SAVE 17%
£ 300 £250 yearly SAVE 17%
1 - 20 cards
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Issue up to 20 physical cards
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Unlimited platform users
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Up to 50 virtual cards - free
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Free to use in 21 major currencies
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£10 per physical card - one-off fee
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Cash withdrawals - £1.50
£25 monthly
£ 420 £350 yearly SAVE 17%
21 - 50 cards
£35 monthly
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Issue up to 50 physical cards
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Unlimited platform users
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Up to 100 virtual cards - free
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Free to use in 21 major currencies
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£10 per physical card - one-off fee
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Cash withdrawals - £1.50
51+ cards
Custom pricing
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Issue more than 50 cards
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Unlimited platform users
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More than 100 virtual cards
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Free to use in 21 major currencies
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Custom issuance fees
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Cash withdrawals - £1.50
What is a business debit expense card?
CNIW business debit expense cards are payment cards that can be used for business expenses and can
be managed via our mobile app or online platform. Typical business expenses include software subscriptions,
digital marketing ad spend, or employee travel and expenses.
Frequently referred to as business debit cards, company debit cards or employee debit cards, our business debit
expense cards are also a great alternative to traditional company credit cards.
How we keep your money safe
Because CNIW Fincorp accounts don’t fall under FSCS, your money is protected via safeguarding. We hold your funds in specially designated, safeguarded bank accounts, which keep them separate from our other assets. Please see FAQs for more information.
